Fintech

THEODORA LAU   FOUNDER OF UNCONVENTIONAL VENTURES Theodora Lau is the founder of Unconventional Ventures, a firm dedicated to supporting innovation that benefits traditionally underserved populations in finance. A passionate advocate for diversity, ethics, and inclusion in fintech, Lau has become a respected voice at the intersection of technology, policy, and social impact.  Her writing regularly appears in top industry publications, and she co-authors ‘The Financial Revolutionist’ as well as her own newsletter ‘Fintech Prose.’ Lau is also the co-host of the podcast ‘One Vision,’ where she interviews innovators across fintech, healthtech, and digital transformation.  With a background in technology and strategic development, Lau speaks frequently at global conferences and advises startups and corporates alike on building more inclusive and human-centered products. She is deeply involved in initiatives promoting financial health, ethical AI, and equitable access to services.  Lau’s influence in fintech is unique: while she does not build or fund companies directly, she shapes the culture and conversation of the industry. Her commitment to purpose-driven innovation has helped shift the focus of fintech from growth-at-all-costs to sustainable, inclusive progress. As the industry matures, voices like hers are more critical than ever.

Leda Glyptis Chief Client Officer at 10x Banking Leda Glyptis is a fintech executive, author, and advocate for transformation within the banking industry. As Chief Client Officer at 10x Banking and former CEO of Foundry, a fintech subsidiary of 11:FS, Glyptis has been at the vanguard of digital innovation inside financial institutions. She is best known for her thought leadership on the cultural and systemic challenges of fintech adoption, particularly through her book ‘Bankers Like Us.’ Her writing, frequently published in outlets such as Fintech Futures, combines humor, critical insight, and personal experience, offering a rare inside look at the push and pull between old and new in finance.  Glyptis is a popular keynote speaker and is widely respected for her ability to communicate complex challenges in a relatable, narrative style. She frequently calls out tokenism and superficial innovation, instead promoting structural change and authentic engagement with new technology.  Her influence is particularly strong among banking professionals who are seeking to lead or manage change within legacy institutions. Leda Glyptis continues to be a critical voice in fintech, not just pointing toward innovation, but showing the path to get there.

CHRIS SKINNER AUTHOR, SPEAKER & COMMENTATOR Chris Skinner is a renowned author, speaker, and commentator on the future of financial services. He is best known for his influential blog, ‘The Finanser,’ and for books such as ‘Digital Bank’ and ‘Doing Digital,’ which have become essential reading for executives navigating digital transformation. Skinner’s influence spans decades, and he has advised banks like BBVA, ING, and JPMorgan Chase on how to evolve their strategies for the digital age.  He is widely considered one of the most respected independent voices in fintech, often cited for his deep insights into the structural and societal impacts of technological innovation. In 2025, Skinner joined the advisory board of WebAccountPlus AI Innovation Ltd., collaborating with other fintech thought leaders to reimagine post-Open Banking infrastructure. His continued focus on the convergence of finance, society, and technology places him at the forefront of long-term fintech thinking.  Skinner’s role is not to build products or invest in startups, but to articulate the direction of change. Through writing, keynotes, and advisory engagements, he has helped shape how banks and regulators understand and respond to innovation. His work remains essential to anyone seeking to understand the past, present, and future of financial technology.

Jason Mikula Independent Fintech Analyst & Publisher J ason Mikula is an independent fintech analyst, consultant, and publisher of the highly regarded newsletter ‘Fintech Business Weekly.’ With experience spanning traditional financial institutions and fintech startups, Mikula offers a rare insider-outsider view of the sector. He began his career at Goldman Sachs before transitioning into growth and product roles at firms like Enova and LendUp.  Today, he serves as an advisor to early-stage fintechs and provides consulting services on go-to-market, compliance, and product development. His newsletter and podcast have become must-reads for fintech professionals seeking analysis beyond the headlines.  Mikula is especially respected for his detailed coverage of consumer lending, regulation, neobanks, and crypto-fintech intersections. His research has been cited by major media outlets and is frequently shared by policymakers, founders, and investors. Mikula’s impact lies in his ability to synthesize complex industry developments into accessible, critical commentary.  As a trusted analyst with hands-on experience, he bridges the gap between the boardroom and the policy table, helping the fintech ecosystem understand itself more clearly and navigate regulatory risk with insight.

Susanne Chishti CEO of FINTECH Circle S usanne Chishti is the CEO of Fintech Circle, a global platform for fintech education, investment, and thought leadership. As an investor, board advisor, and author, she has built one of the most influential communities in European fintech, helping connect startups, corporates, and investors.  Chishti’s background spans senior roles in investment banking at Deutsche Bank and Morgan Stanley, giving her the traditional finance expertise that informs her work in fintech. At Fintech Circle, she has led training programs, pitch events, and investment initiatives that support innovation across payments, insurtech, wealthtech, and regtech.  She is also the editor of the bestselling ‘FINTECH Book’ series, including volumes on WealthTech, InsurTech, and AI in Finance. These publications have become foundational texts for professionals and students alike. Chishti’s influence extends to her public speaking and board roles, including at Crown Agents Bank and various advisory panels. Her work emphasizes knowledge-sharing, collaboration, and the role of fintech in building more resilient financial systems. She remains one of the most impactful fintech voices in Europe and beyond.