J ason Mikula is an independent fintech analyst, consultant, and publisher of the highly regarded newsletter ‘Fintech Business Weekly.’ With experience spanning traditional financial institutions and fintech startups, Mikula offers a rare insider-outsider view of the sector. He began his career at Goldman Sachs before transitioning into growth and product roles at firms like Enova and LendUp. 

Today, he serves as an advisor to early-stage fintechs and provides consulting services on go-to-market, compliance, and product development. His newsletter and podcast have become must-reads for fintech professionals seeking analysis beyond the headlines. 

Mikula is especially respected for his detailed coverage of consumer lending, regulation, neobanks, and crypto-fintech intersections. His research has been cited by major media outlets and is frequently shared by policymakers, founders, and investors. Mikula’s impact lies in his ability to synthesize complex industry developments into accessible, critical commentary. 

As a trusted analyst with hands-on experience, he bridges the gap between the boardroom and the policy table, helping the fintech ecosystem understand itself more clearly and navigate regulatory risk with insight.